Q: Can I request new funds?

Absolutely! If there's a stock or a fund you want that we don't yet have, there's a very quick way to request it in-app. Simply write the name of the instrument you're looking for in the search bar, and then hit request. Our team goes through all requests periodically and when possible, we make these instruments available.

Question 1

How does investing with different currencies work?

Accepted Answer

Building a global portfolio is important, and we want to make it as easy as possible to do that.

Lightyear's multi-currency investment accounts mean you can invest and hold money in USD, GBP and EUR. So whether you're investing in local funds or global ETFs, we've got you covered. This way, you don't have to be constantly converting your money between currencies - which is subject to FX fees.

Question 2

How are my assets protected?

Accepted Answer

Trusting us with your investments is not something we take for granted. Lightyear UK Ltd is authorised and regulated by the Financial Conduct Authority and as such is bound by strict regulatory obligations in how we handle and protect your assets. We do this via a process known as safeguarding. You can find full details about how we safeguard in our help centre.

Customer assets always sit separately to our own. Lightyear UK Ltd is the authorised custodian, though we may choose to deposit assets with Lightyear Europe AS, as a sub-custodian. There’s no way for creditors - in the unlikely event of anything happening to either Lightyear UK or Lightyear Europe AS - to get hold of the investments or cash that you hold with us.

Lightyear is protected by the Financial Services Compensation Scheme (FSCS). Any shortfall in cash and assets returned to you may be claimable with the FSCS, in the event of Lightyear's insolvency. FSCS does not cover losses due to poor investment performance.

Question 3

Can I request new funds?

Accepted Answer

Absolutely! If there&#x27;s a stock or a fund you want that we don&#x27;t yet have, there&#x27;s a very quick way to request it in-app. Simply write the name of the instrument you&#x27;re looking for in the search bar, and then hit request. Our team goes through all requests periodically and when possible, we make these instruments available.

Question 4

Where can I find the Key Information Documents for available funds?

Accepted Answer

All key information documents (KIDs) are available on our KIDs page, and can also be downloaded from individual fund pages.

Own the worldwith no order fees

Diverse ETFs from some of the world’s largest fund managers.

The world's largest fund managers in one place.

Make your trades entirely free by investing in your home currency.

Invest in ETFs that pay you dividends

Money Market Funds are low risk, highly liquid and AAA-rated investments that pay interest.

Execution fees

£0

Custody & account fees

£0

Conversion fees

£0

Regulated by the FCA

FSCS protection

We safeguard your cash

Your assets are yours, no one else's

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