Own the worldwith no order fees

Building a global portfolio is important, and we want to make it as easy as possible to do that.

Lightyear's multi-currency investment accounts mean you can invest and hold money in USD, GBP and EUR. So whether you're investing in local funds or global ETFs, we've got you covered. This way, you don't have to be constantly converting your money between currencies - which is subject to FX fees.

Trusting us with your investments is not something we take for granted. Lightyear UK Ltd is authorised and regulated by the Financial Conduct Authority and as such is bound by strict regulatory obligations in how we handle and protect your assets. We do this via a process known as safeguarding. You can find full details about how we safeguard in our help centre.

Customer assets always sit separately to our own. Lightyear UK Ltd is the authorised custodian, though we may choose to deposit assets with Lightyear Europe AS, as a sub-custodian. There’s no way for creditors - in the unlikely event of anything happening to either Lightyear UK or Lightyear Europe AS - to get hold of the investments or cash that you hold with us.

Lightyear is protected by the Financial Services Compensation Scheme (FSCS). Any shortfall in cash and assets returned to you may be claimable with the FSCS, in the event of Lightyear's insolvency. FSCS does not cover losses due to poor investment performance.