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Swedbank AB is a financial services group headquartered in Stockholm, Sweden. It operates primarily across Sweden, Estonia, Latvia, and Lithuania, offering a wide range of services including retail banking, asset management, and financial planning. The bank's key products include savings accounts, loans, mortgages, payment services, and investment products. Founded in 1997 through the merger of Sparbanken Sweden and Föreningsbanken, the institution has a significant presence in the Nordic and Baltic regions. Swedbank's strategic positioning focuses on maintaining strong customer relationships and leveraging digital banking platforms to enhance service delivery.

Visa is the largest payment processor in the world. In fiscal 2025, it processed almost $17 trillion in total volume. Visa operates in over 200 countries and processes transactions in over 160 currencies. Its systems are capable of processing over 65,000 transactions per second.