Money market fundsManaged by J.P. Morgan
Put your money to work in our easy access, high yield Savings, powered by J.P. Morgan Asset Management.
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When you invest, your capital is at risk
2.45
%AER
Low risk Managed by J.P. Morgan
Your money is segregated from Lightyear assets at all times. Available J.P. Morgan Asset Management funds are AAA rated and have a low risk level of 1/7.
Low pricing High interest
Lightyear's annual fees of 0.10%. This combines the fund manager and Lightyear's fees.
High liquidity Instant withdrawals
Due to their regulatory requirements, money market funds are highly liquid. Withdrawals aim to be instant and arrive back into your Lightyear account.
Extend your runway
You could earn
€24.47
€24.47
YearlyMonthly
€1,000.00 added
Forecasts are not a reliable indicator of future performance. This calculator assumes investment into money market fund yielding today's rate. The 1-day yield changes slightly day-to-day and significantly when there is a change to the Central Bank rate. For simplicity, this calculation assumes the 1-day yield does not change.
The world’s largest asset manager
Powered by J.P. Morgan Asset Management
Your money is held in J.P. Morgan’s low-risk Money Market Funds.
You get what you see
Transparent fees included
To preserve your principal deposit, we deduct these fees from your interest payments.
2.53%
Fund 1-day yield p.a, net of fund manager fees
0.10%
Lightyear's annual fee
2.43%
Your interest rate (APR)
2.46%
Your interest rate (APY)
Not so risky business
Managing risk with money market funds
The J.P Morgan Asset Management funds we’ve chosen have a risk level of 1/7 and a AAA credit rating for good reasons.
Diversified with over
300
individual holdings
Diversified with over
300
individual holdings
Safe & trusted
Keeping your money safe
Trusting us with your investments is something we do not take for granted.
Regulated in the UK by the FCA
We’re authorised and regulated by the Financial Conduct Authority (FRN 987226). Lightyear UK Ltd is a company registered in England and Wales with company number 14367910.
Regulated in the EU by EFSA
We’re authorised and regulated by the Estonian Financial Supervision Authority (4.1-1/31 and 4.1-1/147) and authorised to operate across the European Union.
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