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Avanza Bank Holding AB is a financial services company based in Sweden, primarily focused on providing online banking services. It offers a range of financial products, including savings accounts, mortgages, insurance, and investment opportunities in securities and mutual funds. Founded in 1999, Avanza has positioned itself as one of the larger online platforms for personal finance management by leveraging digital capabilities to offer low-cost, user-friendly services for retail investors. The company's headquarters is located in Stockholm, Sweden, and it primarily serves the Swedish market. Its strategic approach focuses on technology-driven solutions to enhance customer experience in personal and investment banking.

Visa is the largest payment processor in the world. In fiscal 2025, it processed almost $17 trillion in total volume. Visa operates in over 200 countries and processes transactions in over 160 currencies. Its systems are capable of processing over 65,000 transactions per second.