Easy access,high interest Vaults
Put your money to work. This is an investment product with variable rates.
Get started
When you invest, your capital is at risk
3.88
%AER
Follows the Bank of England
Benchmarked against the Bank of England’s variable overnight interest rate, which is calculated daily.
Managed by BlackRock
Looked after by BlackRock, the world’s largest asset manager, with over $15 trillion under management globally.
More infoNo minimums No maximums
From £1 to infinity. We don’t limit the amount of money you can add to your Vaults.
More infoThe world’s largest asset manager
Managed by BlackRock
Your money is held in BlackRock’s low-risk Money Market Funds.
BlackRock
BlackRock ICS Sterling Liquidity Fund (Premier)
Risk level
1
/7
1
/7
Fund size
£49B
Fund rating
AAA
Wait, there’s more
It doesn’t stop there
From fast withdrawal times to monthly interest payments — we’ve got you covered.
September interest
+£68.63
August interest
+£63.56
July interest
+£65.45
June interest
+£67.71
May interest
+£66.67
The important stuff
Protection and regulation
Trusting us with your investments is something we don’t take for granted.
Regulated by the FCA
We're authorised and regulated by the Financial Conduct Authority (FRN 987226).
FSCS protection
Lightyear is protected by the Financial Services Compensation Scheme (FSCS). FSCS deposit protection applies to client money only where held with UK banks, not where held in QMMFs. Learn more here.
