Simple, fair and transparent pricing
Customers are at the centre of everything we do and our pricing structure reflects that. We charge the smallest amount possible in order to execute at the highest standard and build a sustainable business.
You pay us for
these 5 things
Yep, that’s it.
Currency conversion
Uses the live interbank exchange rate
0.35%
US stocks
0.1%, up to $1 max
min $0.10 · per order
UK stocks
£1
per order
EU stocks, bonds, ETNs and ETCs
€1
per order
Money Market Funds
Rates shown are what you get, after fees.
0.20-0.25%
Varies by currency
We’ll give you
these for free
You’ll often pay for these elsewhere.
Exchange traded funds (ETFs)
No execution or custody fees. Fund manager fees still apply.
Free
Account fee
We don’t charge you for leaving your money to grow.
Free
Multi-currency account
No more double conversion fees on each trade. Hold GBP, USD and EUR.
Free
USD, EUR, and GBP accounts
Easily move foreign currency into your multi-currency account.
Free
Bank transfer in
Transferring funds from a local bank account.
Free
Bank transfer out
Transferring funds to a local bank account.
Free
W8-BEN (US tax form)
Pay less tax on any dividends earned from US shares.
Free
Other fees
Many customers don’t pay for these. You can find a breakdown of applicable fees and taxes here.
LEI Fee
Investing as a business.
£42.50 + VAT
1 year
Deposit via card
Quick deposits with debit card, Apple Pay or Google Pay.
0.6%
Receiving a USD wire payment
Fixed fee per payment.
max $8.50
per payment
How we compare
Low cost pricing
For too long, UK investors have got the short end of the stick. Sky-high fees on one side, illusive
promises of ‘free trading’ on the other. This ends with Lightyear. With us, what you see is what you get.
 |  |  |  | ||
|---|---|---|---|---|---|
Business account | |||||
Open online | No, post only | ||||
Currency conversion (FX) | 0.35% | 0.75% see below | 0.75% see below | ||
Monthly fee | Free | up to £44.99 see below | 0.25% of holdings max £3.50 per month | ||
ETFs - per order | Free | £3.99 | £3.50 - £5.00 based on trade activity | ||
US stocks - per order | $1 max | £3.99 | £3.50 - £5.00 based on trade activity | ||
UK stocks - per order | £1 | £3.99 | £3.50 - £5.00 based on trade activity | ||
EU stocks - per order | €1 | £7.99 - £9.99 | £3.50 - £5.00 based on trade activity | ||
Multi-currency |
Pricing comparison of other providers as of 1st March 2026. Information displayed on the table above is based on competitors' websites information. For the most up to date information please visit their respective websites.