Claim up to £300 in a fractional share
Invest through your business and earn 3.83% AER on your business cash with BlackRock Money Market Funds.
When you invest, your capital is at risk. Only invest excess capital. Terms and conditions apply.


Our trusted partners
From people who helped build
Register your business account
Open a Lightyear business account and enter your promo code during onboarding or later in the Promotions section.
Deposit into your account
Complete business verification, get an LEI number and deposit at least £1,000 within 45 days.
Claim up to £300
Receive between £30 and £300 in a fractional share, ETF, or Money Market Fund, credited to your business account.
Disclaimer
Terms & Conditions apply. This promotion is valid only for newly created business accounts registered within the last 15 days that have redeemed one promotional code or fewer. It applies to selected promo codes only. The reward can be withdrawn 6 months after it is credited. If you withdraw your initial net deposit within 6 months of claiming the reward, the reward will be removed.
Earn high interest
Put your company cash to work in our easy access, high yield Money Market Funds.
3.83
%AER
Low risk
Managed by BlackRock
Your money is segregated from Lightyear assets at all times. BlackRock funds are AAA rated and have a low risk level of 1 out of 7.
Low pricing
Multi-currency
We have Money Market funds in euros, dollars and pounds. Lightyear's annual fees for the GBP MMF are 0.10%.
High liquidity
Instant withdrawals
Due to their regulatory requirements, Money market funds are highly liquid. Withdrawals aim to be instant and arrive back into your Lightyear account.
Business use cases
For businesses small and large
From saving on fees to paying you interest, we help you make make the most out of your company funds.

Your CFO’s best friend
Tools for your business
Managing your company’s finances has never been easier. Extend your runway, manage foreign exchange exposure and interest-rate risk.

Money Market Funds are low risk, highly liquid and AAA-rated investments that pay interest.
As with all investing, your capital is at risk
Invest in over 6000 international stocks and ETFs
Europe, the US and beyond

Hassle-free Legal Entity Identifier registration for £42.50 + VAT. If you invest in Money Market Funds, purchasing LEI is not necessary.
LEI registration at cost price

Automatic W-8BEN-E form filling to help you claim a reduced tax rate on dividends from US stocks
Automated tax forms for non-US businesses
The important stuff
Protection and regulation
Trusting us with your investments is something we don’t take for granted.
Regulated by the FCA
We're authorised and regulated by the Financial Conduct Authority (FRN 987226).
FSCS protection
Lightyear is protected by the Financial Services Compensation Scheme (FSCS). FSCS deposit protection applies to client money only where held with UK banks, not where held in QMMFs. Learn more here.