Investingwith an edge

Regulated by EFSA
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How we stack up
Low cost pricing
We’re one of the most competitively priced investment platforms on the
market and that's just how we like it. Low cost and transparent pricing is in our DNA.
View our pricing
ErsteK&HOTP Bank
Monthly fee
Free
350 Ft
199 Ft
0.25% per year
min. 1190 Ft
TBSZ opening fee
Free
Free
Free
Free
TBSZ holding fee
Free
350 Ft/month
199 Ft/month
From 0.18% per year
min. 1190 Ft
Currency conversion (FX)
0.35%
~0.7%
1%
Variable
Based on amount & currency
ETFs
- execution fee
Free
0.35%
€7 min
0.12% - 0.34%
€6.99
0.485%
US stocks
- per order
$1 max
0.1%, min $0.10
0.35%
$7 min
0.12% – 0.34%
$6.99 min
0.5%
EU stocks
- per order
€1
0.35%
€7 min
0.12% - 0.34%
€6.99 min
0.5%
UK stocks
- per order
£1
0.35%
£7 min
0.45%
£7 min
0.5%
Pricing comparison of other providers accurate as of 17th March 2025. Information displayed on the table above is based on competitors' websites information. For the most up to date information please visit their respective websites.
something for every investor
Invest and save
Enjoy tax-free growth after 5 years with TBSZ, or grow your money flexibly with our General and Business accounts.
Investments on Lightyear
Asset types to suit every investor
Growing wealth over the long term or hedging against risk? We’ve got tools and asset types to suit every investor.
US stocksEU stocksUK stocksETFsInterestMoney market funds
As seen in
VilaggazdasagFinancial TimesTechCrunchForbes HungaryPortfolioFintech Hungary
Safe & trusted
Keeping your money safe
Trusting us with your investments is something we don’t take for granted.
Regulated and insuredSafeguarding your assets

EU investor protection up to €20,000

Your assets are covered up to €20,000 by the Estonian Investor Protection Sectoral Fund. We’re authorised and regulated by the Estonian Financial Supervision Authority (4.1-1/31) and authorised to operate across the EU.

SIPC protection for US securities up to $500,000

Your US securities are held with our partner Alpaca, who is FINRA regulated and a registered member of the Securities Investor Protection Corporation (SIPC). Learn more about SIPC.
Frequently asked
Questions a curious investor might ask
Visit our Help Centre