Claim up to $100 in a fractional share

Invest your way. From a personal to a business account. From stocks to ETFs to Savings.
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When you invest, your capital is at risk.

Sign up for free

Open a Lightyear account and enter your promo code during onboarding or later in the Promotions section.

Up to 100$ in a fractional share, ETF or crypto

Complete onboarding and deposit at least 35 000 HUF within 15 days to receive between 10$ and 100$ in a fractional instrument credited to your general account.

Pick your share

Choose the fractional share, ETF or crypto you'd like to start your investing journey with. Instrument selection is subject to availability.

Disclaimer

Terms & Conditions apply. The promotion is valid only for new users who signed up within the last 15 days and haven’t redeemed a promotional code before. The promotion applies to the selected promo codes only. The reward can be withdrawn 6 months after it’s credited. If you withdraw your initial deposit within 6 months of claiming the reward, the reward will be removed.
How we stack up

Low cost pricing

We’re one of the most competitively priced investment platforms on the market and that's just how we like it. Low cost and transparent pricing is in our DNA.
View our pricing
OTP BankErsteK&H
TBSZ holding fee
From 0.18% per year
min. 1242 Ft
350 Ft/month
299 Ft/month
Free
US stocks
- per order
0.5%
min. 3 EUR/USD
0.45%
$7 min
0.32%
$3.49 min
$1 max
0.1%, min $0.10
UK stocks
- per order
0.5%
min. £3
0.45%
£7 min
0.32%
€3.49 min
£1
EUR-denominated stocks
- per order
0.5%
min. 3 EUR/USD
0.45%
€7 min
0.32%
€3.49 min
€1
Multi-currency
ETFs
- execution fee
0.5%
min. 3 EUR/USD
0.45%
€7 min
0.32%
€3.49 min
Free
Monthly fee
0.25% per year
min. 1242 Ft
350 Ft
Plus 0.015% holding fee
349 Ft
Free
Currency conversion (FX)
Variable
Varies by currency and amount
from 0.45%
min. HUF 2710
1%
0.35%
TBSZ opening fee
Free
Free
Free
Free

Pricing comparison of other providers accurate as of 14th September 2026, based on a portfolio of HUF 300,000. Information displayed on the table above is based on competitors' websites information. For the most up to date information please visit their respective websites.

ERSTE: The information provided is based on Erste Befektetési Zrt.'s fee schedule.

K&H: The information provided is based on the K&H Securities Bronz Online fee package, effective 1 October 2026 (see the fee schedule). The Bronz tier applies to customers who traded at least 2M Ft a month on average over the previous three months. For EUR-denominated stocks, the €3.49 minimum applies to Germany (Xetra), France, Belgium, the Netherlands, Ireland, Portugal and Slovakia. Austria, Spain, Greece, Italy, Luxembourg and Finland have a €11.99 minimum. ETF fees shown are for one-off orders on Xetra, Euronext and LSE. ETFs on Swiss (SIX), Borsa Italiana, Spanish, Austrian and Nordic exchanges have a €11.99 minimum. For BSE stocks, the minimum is 349 Ft. Recurring ETF investing costs 0.6% with no minimum if conditions are met. The monthly fee is 349 Ft plus 0.015% of holdings and cash up to 40M Ft, and holdings above 40M Ft are free. The TBSZ holding fee is free in the collection year, then 299 Ft per TBSZ per month, with the regular account fee applying on top. Account and TBSZ fees are waived on Silver and higher tiers, and for customers aged 18-30. Accurate as of 15 Oct 2026.

OTP Bank: Pricing might vary depending on the account plan you're on. See FX pricing and trade pricing.

Now available as fractionals

A universe of assets, made simple

From stocks to funds, bonds and more, explore a vast universe of investment options, all in one place. And now with fractionals, you don't need to buy a whole share. Just pick the amount you want to invest, and you're in. Subject to availability.
US stocksEuropean stocksUK stocksETFsMoney market fundsCrypto
Safe & trusted

Keeping your money safe

Trusting us with your investments is something we do not take for granted.
Multi-country regulationGovernment insuranceSafeguarding your assets

Regulated in the UK by the FCA

We’re authorised and regulated by the Financial Conduct Authority (FRN 987226). Lightyear UK Ltd is a company registered in England and Wales with company number 14367910.

Regulated in the EU by EFSA

We’re authorised and regulated by the Estonian Financial Supervision Authority (4.1-1/31 and 4.1-1/147) and authorised to operate across the European Union.