Claim up to $100 in a fractional share
Invest your way. From a personal to a business account. From stocks to ETFs to Savings.
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When you invest, your capital is at risk.
Sign up for free
Open a Lightyear account and enter your promo code during onboarding or later in the Promotions section.
Claim up to 100$ in a fractional share or ETF
Complete onboarding and deposit at least 35 000 HUF within 15 days to receive between 10$ and 100$ in a fractional share or ETF, credited to your general account.
Pick your share
Choose the fractional share or ETF you'd like to start your investing journey with. Instrument selection is subject to availability.
Disclaimer
Terms & Conditions apply. The promotion is valid only for new users who signed up within the last 15 days and haven’t redeemed a promotional code before. The promotion applies to the selected promo codes only. The reward can be withdrawn 6 months after it’s credited.
How we stack up
Low cost pricing
We’re one of the most competitively priced investment platforms on the market and that's just how we like it. Low cost and transparent pricing is in our DNA.
View our pricing![]() | ![]() | ![]() | ||
|---|---|---|---|---|
TBSZ holding fee | From 0.18% per year min. 1190 Ft | 199 Ft/month | 350 Ft/month | Free |
US stocks - per order | 0.5% min. 3 EUR/USD | 0.12% – 0.34% $6.99 min | 0.45% $7 min | $1 max 0.1%, min $0.10 |
UK stocks - per order | 0.5% min. £3 | 0.45% £7 min | 0.45% £7 min | £1 |
EUR-denominated stocks - per order | 0.5% min. 3 EUR/USD | 0.12% - 0.34% €6.99 min | 0.45% €7 min | €1 |
Multi-currency | ||||
ETFs - execution fee | 0.5% min. 3 EUR/USD | 0.12% - 0.34% €6.99 | 0.45% €7 min | Free |
Monthly fee | 0.25% per year min. 1190 Ft | 199 Ft | 350 Ft | Free |
Currency conversion (FX) | Variable Varies by currency and amount | 1% | from 0.45% min. HUF 2710 | 0.35% |
TBSZ opening fee | Free | Free | Free | Free |
Pricing comparison of other providers accurate as of 17th March 2025, based on a portfolio of HUF 300,000. Information displayed on the table above is based on competitors' websites information. For the most up to date information please visit their respective websites.
ERSTE: The information provided is based on Erste Befektetési Zrt.'s fee schedule.
K&H: The information provided is based on the K&H Securities Bronze Online fee package.
OTP Bank: Pricing might vary depending on the account plan you're on. See FX pricing and trade pricing.
Now available as fractionals
A universe of assets, made simple
From stocks to funds, bonds and more, explore a vast universe of investment options, all in one place. And now with fractionals, you don't need to buy a whole share. Just pick the amount you want to invest, and you're in. Subject to availability.
4 000+ US stocks across the NYSE and Nasdaq.
Explore US stocksThe world’s largest stocks
Invest in leading European companies, headquartered in more than 20 countries.
Explore European stocksAllez!
Invest in UK stocks trading on the London Stock Exchange.
Explore UK stocksBiggest companies in Britain
Diverse ETFs from some of the world’s largest fund managers.
Explore ETFsTime to level up

Money Market Funds are low risk, highly liquid and AAA-rated investments that pay interest.
Limitations apply, funds may not be available in your country
Safe & trusted
Keeping your money safe
Trusting us with your investments is something we don’t take for granted.
EU investor protection up to €20,000
We’re authorised and regulated by the Estonian Financial Supervision Authority (4.1-1/31 and 4.1-1/147) and authorised to operate across the European Union. Your assets are covered up to the amount €20,000 by the Estonian Investor Protection Sectoral Fund. Crypto-assets are not covered by any investor compensation scheme in the EU.
SIPC protection for US securities up to $500,000
Your US securities are held with our partner Alpaca, who is FINRA regulated and a registered member of the Securities Investor Protection Corporation (SIPC). Learn more about SIPC.
Questions a curious investor might ask


