FEES AND TAXES EU
The following fees schedule applies if you completed sign-up of your Lightyear account on or after 3 April 2023. For those that completed sign-up before 3 April 2023, this fees schedule applies starting 3 May 2023.
| Things you pay us for | Cost |
| US shares | 0.10% (0.10 min - $1 max) |
| UK shares | £1 |
| EU shares | €1 |
| Currency conversion using the live interbank exchange rate | 0.35% |
| Fast deposit transfer (debit card, Apple Pay, Google Pay) after free €500 lifetime allowance | 0.5% |
| These are free | |
| Exchange traded funds | |
| Multivaluuta konto | |
| USD, GBP, and EUR deposit account numbers | |
| Securities custody | |
| Bank transfers in/out | |
| W8-BEN (US tax form) | |
The following fees schedule applies if you completed sign-up of your Lightyear account on or before 2 April 2023, and will be valid until 2 May 2023.
| Valuuta | Payment Method | Cost |
| Trading fees | Securities | Tasuta |
| Fractional shares | Tasuta | |
| Account fees | Opening a multi-currency account | Tasuta |
| EUR and GBP account details | Tasuta | |
| Securities Custody | Tasuta | |
| W8-BEN (US tax form) filing | Tasuta | |
| Transfer fees | Bank transfer in | Tasuta |
| Bank transfer out | Tasuta | |
| Debit card, Apple Pay, Google Pay | First €500 lifetime free, 0.5% after | |
| Foreign Exchange (FX) | FX trading (FX conversion is based on the spot exchange rates available to us) | 0.35% of the currency exchanged |
FEES AND TAXES GB
The following fees schedule applies if you completed sign-up of your Lightyear account on or after 3 April 2023. For those that completed sign-up before 3 April 2023, this fees schedule applies starting 3 May 2023.
| Things you pay us for | Cost |
| US shares | 0.10% (0.10 min - $1 max) |
| UK shares | £1 |
| EU shares | €1 |
| Currency conversion using the live interbank exchange rate | 0.35% |
| Fast deposit transfer (debit card, Apple Pay, Google Pay) after free £500 lifetime allowance | 0.5% |
| These are free | |
| Exchange traded funds | |
| Multivaluuta konto | |
| USD, GBP, and EUR deposit account numbers | |
| Securities custody | |
| Bank transfers in/out | |
| W8-BEN (US tax form) | |
The following fees schedule applies if you completed sign-up of your Lightyear account on or before 2 April 2023, and will be valid until 2 May 2023.
| Valuuta | Payment Method | Cost |
| Trading fees | Securities | Tasuta |
| Fractional shares | Tasuta | |
| Account fees | Opening a multi-currency account | Tasuta |
| EUR and GBP account details | Tasuta | |
| Securities Custody | Tasuta | |
| W8-BEN (US tax form) filing | Tasuta | |
| Transfer fees | Bank transfer in | Tasuta |
| Bank transfer out | Tasuta | |
| Debit card, Apple Pay, Google Pay | First £500 lifetime free, 0.5% after | |
| Foreign Exchange (FX) | FX trading (FX conversion is based on the spot exchange rates available to us) | 0.35% of the currency exchanged |