Simple, fair and transparent pricing
You pay us for
these 4 things
Yep, that’s it.
Uses the live interbank exchange rate
min $0.10 · per order
per order
per order
We’ll give you
these for free
You’ll often pay for these elsewhere.
No execution or custody fees. Fund manager fees still apply.
We don’t charge you for leaving your money to grow.
No more double conversion fees on each trade. Hold GBP, USD and EUR.
Easily move foreign currency into your multi-currency account.
Transferring funds from a local bank account
Transferring funds to a local bank account
Pay less tax on any dividends earned from US shares.
BlackRock’s management fee of 0.1% still applies
Other fees
Most customers don’t pay for these.
Investing as a business
1 year
Quick deposits with debit card, Apple Pay or Google Pay
Your first £500 is free
Fixed fee per payment
per order
Taken from monthly distributions
annually
 |  |  |  | ||
|---|---|---|---|---|---|
Monthly fee | Free | 0.45% per year, see below | 0.45% per year, plus £1/month | £4.99 | 0.25% per year, max £42 |
Stocks & Shares ISA | |||||
Cash ISA - AER | 4.25% | 4.52% via Zopa | 4.45% 5.00% first 12 months only | ||
ETFs - per order | Free | £5.95 - £11.95 based on trade activity | Free | £3.99 | £3.50 - £5.00 based on trade activity |
US stocks - per order | $1 max 0.1%, min $0.10 | £5.95 - £11.95 based on trade activity | Free | £3.99 | £3.50 - £5.00 based on trade activity |
UK stocks - per order | £1 | £5.95 - £11.95 based on trade activity | £3.99 | £3.50 - £5.00 based on trade activity | |
EU stocks - per order | €1 | £5.95 - £11.95 based on trade activity | £9.99 | £3.50 - £5.00 based on trade activity | |
Currency conversion (FX) | 0.35% | 1.00% First £5k (see below) | 0.45% | 1.50% First £25k (see below) | 0.75% |
Pricing comparison of other providers as of 16th January 2025 based on a portfolio of £8,000. Information displayed on the table above is based on competitors' websites information. For the most up to date information please visit their respective websites.
Hargreaves Lansdown: Platform fees are based on total holdings and type of instruments held. In a HL Stocks & Shares ISA, the charges to hold funds are calculated in bands, with the first £250,000 charged at 0.45%, £250,000 to £1m at 0.25%, £1m to £2m at 0.1%, and over £2m at 0%. Shares and exchange-traded funds (ETFs) are charged at 0.45% per year, and capped at £45. Trade costs are based on the number of trades in the previous month. £11.95 fee is the first tier from 0 to 9 trades in the previous month. £8.95 per trade for 10-19 trades, and £5.95 for 20 or more trades. At the same time FX is also tiered with 1.00% FX fee on the first £5,000, reduced to 0.75% for the next £5,000, 0.5% for the £5,000 after that, and 0.25% over £20,000.
Moneybox: The Moneybox Cash ISA offers an introductory rate of 5.00% AER on balances over £500, which includes a bonus rate of 0.55% for the first 12 months. The interest rate drops to 4.45% AER after the introductory 12 month period, and to 0.75% AER if you make more than 3 withdrawals per year. The Moneybox platform fee of 0.45% per year is charged monthly.
Interactive investor: Offers 4 different plans. The table above shows their Investor Essentials plan. FX fee is tiered and works as follows: £24,999 and below is 1.50%, £25,000 - £49,999 are 1.25%, £50,000 - £99,999.99 are 1%, £100,000 - £599,999 are 0.5%, and £600,000+ is 0.25%. Full breakdown of their other plans is available here.
AJ Bell: The AJ Bell fees for trading ETFs and stocks are based on trades in the previous month. If you had more than 10 share deals in the previous month then the £5.00 charged is reduced to £3.50.