Better returns startwith lower fees
€0ETF commission
€0Account fees
0.35%FX fee
The multi-award winning investment platform that pays up to 2,00% APY interest. Enhanced with Lightyear AI.
Investeerimiskonto
Defer income tax and capital gains with your Lightyear Investeerimiskonto.
Plans
Choose a Ready-made Plan or create one yourself. For people who want to keep investing structured and low-effort.
2,00% interest
Easy access Savings with no fixed term or withdrawal penalties. This is an investment product with variable rates.
How we stack up
Low cost pricing
We’re one of the most competitively priced investment platforms on the
market and that's just how we like it. Low cost and transparent pricing is in our DNA.
View our pricing |  |  | ||
|---|---|---|---|---|
ETFs - per order | Free | 0.5% on buys 0.14% on sells (€5 min) | 0.14% €3.90 min | 0.14% €5 min |
US stocks - per order | $1 max | 0.5% on buys 0.14% on sells (€5 min) | 0.14% €3.90 min | 0.14% €5 min |
Baltic stocks - per order | 3 free / month €1 after | 100 free/month | Free | Free |
UK stocks - per order | £1 | 0.5% on buys 0.14% on sells (€5 min) | 0.14% €3.90 min | 0.14% €5 min |
EUR-denominated stocks - per order | €1 | 0.14% €5 min | 0.14% €3.90 min | |
Other European stocks - per order | 0.1% min fee applies* | 0.14% €5 min | 0.14% €3.90 min | |
Currency conversion (FX) | 0.35% | ~1% | ~1% | ~1% |
Monthly fee | Free | 0.01% per month plus VAT | Free Up to 100,000€, 0.008% above |
Pricing comparison of other providers as of 01.03.2026. Information displayed on the table above is based on competitors' websites information. For the most up to date information please visit their respective websites.
something for every investor
Invest and save
Defer income tax and capital gains with our Investeerimiskonto, and go even further with our Business account.
Now available as fractionals
A universe of assets, made simple
From stocks to funds, bonds and more, explore a vast universe of investment options, all in one place. And now with fractionals, you don't need to buy a whole share. Just pick the amount you want to invest, and you're in. Subject to availability.
4 000+ US stocks across the NYSE and Nasdaq.
Explore US stocksThe world’s largest stocks
Invest in leading European companies, headquartered in more than 20 countries.
Explore European stocksAllez!
Invest in UK stocks trading on the London Stock Exchange.
Explore UK stocksBiggest companies in Britain
Diverse ETFs from some of the world’s largest fund managers.
Explore ETFsTime to level up
Money Market Funds are low risk, highly liquid and AAA-rated investments that pay interest.
Limitations apply, funds may not be available in your country
Invest in stocks from Estonian, Latvian and Lithuanian markets.
See all Baltic stocksInvest in bonds from Estonian, Latvian and Lithuanian markets.
See all Baltic bonds12 top-traded coins, in EUR and USD
Explore cryptoAs seen in
Safe & trusted
Keeping your money safe
Trusting us with your investments is something we don’t take for granted.
EU investor protection up to €20,000
We’re authorised and regulated by the Estonian Financial Supervision Authority (4.1-1/31 and 4.1-1/147) and authorised to operate across the European Union. Your assets are covered up to the amount €20,000 by the Estonian Investor Protection Sectoral Fund. Crypto-assets are not covered by any investor compensation scheme in the EU.
SIPC protection for US securities up to $500,000
Your US securities are held with our partner Alpaca, who is FINRA regulated and a registered member of the Securities Investor Protection Corporation (SIPC). Learn more about SIPC.
